Are you ready to buy your dream home? The lender will require you to follow these steps before financing: 1) PROVIDE PROOF OF INCOME You will be asked to provide your last two years of W-2 statements and tax returns. The lender will also want copies of your most recent pay stubs and proof of any additional income. 2) DEBT-TO-INCOME RATIO Your debt-to-income (DTI) ratio should be below 40%, including mortgage and insurance payments. 3) EMPLOYMENT VERIFICATION The lender will also check on your employment status. You want to ensure you have 2+ years at the same job or in the same field of work. Your employer(s) will be called to confirm this information. 4) PROOF OF ASSETS The lender wants to know that you are able to provide a good down payment. So, you will need to provide copies of recent banking account statements. 5) GOOD CREDIT In order to be approved for a home loan, you need good credit. The lender will ask for your social security number and permission to pull your credit reports. Lenders seem to want a score of at least 620. You will need a credit score above 740 to get the best rates on a mortgage. DM me to answer any questions you have about buying or selling your home!
Just Listed for sale in Atlanta, Georgia. DM me for more information on this listing, or the schedule a showing. Absolutely stunning white brick home in the desirable Springlake neighborhood. Completely renovated w/ an interior designer's personal touch. High end finishes throughout & perfect for entertaining. Listing provided courtesy of Robin Collins.
Are you looking for a luxurious dream home in Atlanta, Georgia? Well look no further. Just Listed 3br/3ba. English cottage style charmer in popular Buckhead Forest. Totally renovated house features graceful arches and high ceilings, and an open floor plan. Bonus room on the third level is perfect for a playroom, quiet office or fourth bedroom. If you’re look for beautiful, southern living in SC or Georgia. DM me Angela Woodruff. Listing provided courtesy of Catherine LaMon.
Check out this beautiful home for sale in Greenville, SC.-3800 sq.ft 3br/3ba. PROPERTY DESCRIPTION SAVE, SAVE, SAVE..... Must see this beautifully designed and built home, overlooking the Cliffs Valley Golf Course and Lake. Cliffs Country Club membership available, but not required. LISTING PROVIDED COURTESY OF: Katherine Pochert with Rocket Homes Real Estate, LLC.
Just Listed for sale in Atlanta, Georgia-5 bedrooms and 3 bathrooms. PROPERTY DESCRIPTION Historic and Full of Heart in Grant Park! A Welcoming, Wrap-Around Front Porch unveils Sun-Soaked Interiors bursting with Character. Listing provided courtesy of Ashton Ernst. DM me, if you would like more information on this home, or would like to schedule a showing in the Atlanta, Ga area.
Just Listed for sale in Simpsonville, SC-5 bedrooms and 4 bathrooms. PROPERTY DESCRIPTION Welcome home! This spacious, custom, Five Forks home is the epitome of luxury. With 5 bedrooms, 4 bathrooms, and plentiful space for entertaining, your friends and family will have room to spread out and relax. LISTING PROVIDED COURTESY OF: Michelle Coleman with Coldwell Banker Caine/Williams. Dm me for more information about this listing in Simpsonville, SC.
Are you interested in buying a home this summer? Let’s get together and discuss your action plan before the home rates increases. As a Realtor Angela Woodruff brings to you: 1. Loyalty 2. Guidance 3. Help determine the your needs 4. Advocate to navigate you through the real estate process 5. Advisor even after the real estate transaction
Veterans homebuyers qualify for purchases with no money down. Dm me for more info.
Just Listed for sale in Smyrna, Georgia-3 bedrooms and 2 bathrooms. Listing provided courtesy of Egypt Sherrod. PROPERTY DESCRIPTION Adorable Bungalow in Gated Smyrna Grove with Premium View Lake and Walking Path. This quaint cottage offers a front porch that overlooks the scenic neighborhood amenities, a formal living and dining room, fully upgraded entertainers eat-in kitchen with stainless steel appliances, full island, gorgeous granite, custom cabinets and more.
Just Listed in Dacula, Georgia PROPERTY DESCRIPTION This is a true WOW. Owner spared no expense so you get lots of upgrades at a fraction of the cost. Hardwood floors on main and upstairs. The master bedroom is an oasis with unique option of fireplace and sitting area, spa bath and gorgeous California closets!
Just Listed for sale in Alpharetta, Georgia-6 bedrooms and 5 bathrooms. PROPERTY DESCRIPTION Stunning executive home maintained & updated in swim/ tennis highly sought after Deerlake. Kitchen w/ Custom Cabinets, Large Island, Walk-in Pantry. Open floor plan w/ refinished hardwood floors & beautiful master suite w/ marble tile & Rohl fixtures. Listing provided courtesy of Susan Ayers.
Just Listed in Greenville, SC-4 bedrooms and 4bathrooms PROPERTY DESCRIPTION Truly a stunning showplace! A fabulous floorplan with a dream kitchen featuring all the bells and whistles on your wish list and more. From the gorgeous quartz countertops to the top of the line custom soft close cabinetry and gourmet appliances - every inch is spectacular.
Just Listed this rustic cottage 3 bedrooms and 2 bathrooms. Listing provided courtesy of Leighann Russell.
Just Listed in Decatur, Georgia-3 bedrooms and 2 bathrooms. PROPERTY DESCRIPTION Craftsman-style charm outside marks this 3/2.5 Oakhurst bungalow gem, from the wide eaves overhanging the front porch to the galley kitchen apportioned with amazing storage — finished in granite counters and stainless appliances. LISTING PROVIDED COURTESY OF: Chad Carter
Just Listed in Brookhaven, Georgia-6 bedrooms and 8 bathrooms. PROPERTY DESCRIPTION Rare lakefront opportunity in the Heart of Brookhaven! Wake up to stunning views of Silver Lake, overlooking expansive pool deck w/Infinity pool, sundeck & spa. No stone went unturned in the design of this incredible smart-tech estate on nearly an acre. Live & entertain the way you have always wanted. Listing provided courtesy of Jill Heineck.
New Construction Just Listed in Atlanta, Ga-6 bedrooms and 5 bathrooms. PROPERTY DESCRIPTION New Construction and luxury in Morningside. Conceived by Jones-Pierce Architects and masterfully executed by Hudson Development. This home is extraordinary in design, amenities and quality. Great floor plan, including multiple porches, roof top "living room", 3 fireplaces, family room/den on each floor. LISTING PROVIDED COURTESY OF: Hal Freeman
Just Listed for sale in Greenville, SC- 4 bedrooms and 3 bathrooms. PROPERTY DESCRIPTION Natural light and space abound in this gorgeous European home with too many features to list! Check out this 4 bedroom / 3.5 bathroom on almost an acre lot in the desirable Cobblestone community. LISTING PROVIDED COURTESY OF: Graham Rogers with Redfin Corporation.
Listed for sale in Greenville, SC-4 bedrooms and 4 bathrooms. PROPERTY DESCRIPTION What an amazing home! Award winning builder, Goodwin-Foust, certainly outdid themselves on this home - The architectural design is outstanding. So many beautiful windows which allow lots of light...plus the numerous ceiling heights and designs. . LISTING PROVIDED COURTESY OF: Carol Pyfrom with Blackstream International RE.